+14 Unoccupied House Insurance References
+14 Unoccupied House Insurance References. The risk that comes with an unoccupied property is complex, so your premium will reflect this. Nova insurance, established in 1995, is a nationwide company providing a range of unoccupied property insurance cover from leading uk insurers.

A house sat empty can attract unwanted attention from vandals and squatters, making the property a much higher risk to insure than one which has people in and out of it all the time. Having comprehensive home insurance is a priority at the best of times, but if you are planning to be away from home for an extended period, it’s also important to make sure you have house insurance when unoccupied as well as when you are present. If it's going to be empty for longer, they'll introduce conditions, and increase excesses and the premium.

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